It’s really easy to forget about your loans in graduate school because there are so many other things to think about. However, your loans will eventually catch up to you, and you’ll need to start making payments on them. Unfortunately, this tends to start happening right as you’re midway through a fellowship and trying to apply for jobs, or when you’re trying to apply for licensure and take the licensing exam. Having to start paying on your student loans can come at a very overwhelming time, and also be an overwhelming thing to think about. With some simple organizational strategies, you can feel more confident about the financial responsibility that awaits you.